1. Introduction
Welcome to Hercules Guarantee Limited. These terms and conditions govern your use of our website. By accessing or using our website, you agree to comply with and be bound by these terms. If you do not agree with any part of these terms, you should not use our website.

2. Use of Website
You agree to use our website only for lawful purposes and in a way that does not infringe the rights of others or restrict or inhibit their use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our website.

3. Intellectual Property Rights
All content, trademarks, and data on this website, including but not limited to text, designs, graphics, and software, are the property of Hercules Guarantee Limited or its licensors and are protected by intellectual property laws. Unauthorized use of this content is strictly prohibited.

4. User Content
By submitting content to our website, you grant Hercules Guarantee Limited a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate, and distribute your content in any existing or future media. You also grant us the right to sub-license these rights and the right to bring an action for infringement of these rights.

5. Privacy Policy
Your use of our website is also subject to our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

6. Limitation of Liability
Hercules Guarantee Limited will not be liable for any direct, indirect, incidental, special, or consequential damages that result from the use or inability to use the website, including but not limited to reliance on any information obtained from the website or that result from mistakes, omissions, interruptions, deletion of files or emails, errors, defects, viruses, or delays in operation or transmission.

7. Indemnification
You agree to indemnify and hold harmless Hercules Guarantee Limited and its affiliates, officers, agents, employees, and partners from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the website, your violation of these terms, or your violation of any rights of another.

8. Modifications to Terms
Hercules Guarantee Limited reserves the right to modify these terms and conditions at any time. Your continued use of the website following any changes signifies your acceptance of the new terms.

9. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of Nigeria, and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

10. Contact Information
If you have any questions about these terms and conditions, please contact us at:
Hercules Guarantee Limited
Email: info@herculesguarantee.com
Phone: +2348121752486